Jumbo financing above conforming loan limits — down payments from around 10% for well-qualified buyers, interest-only options, and RSU or bonus income underwritten properly.
Russell Petty, Real Estate Agent
Empire Home Loans
Phone: (555) 555-5555
Email: [email protected]
NMLS# 7206
Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information. The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc., supports Equal Housing Opportunity.
Jumbo financing above conforming loan limits — down payments from around 10% for well-qualified buyers, interest-only options, and RSU or bonus income underwritten properly.
Private Client Group — Residential Finance
Est. 2009 ·
Program № 01 — Jumbo Lending
A jumbo loan is simply one that exceeds the conforming loan limits for its county — which, in the markets we serve, describes most serious houses. What matters is who underwrites it, how your income is presented, and whether anyone priced the alternatives. That is this program.
Plate I — the loan above the doorway of the standard market.
Not all five and still curious? Write anyway — the exceptions are where this practice earns its keep.
Rate is one number. Structure is five decisions. We price all of them.
Generalized for orientation — your strategy memo replaces this table with your own numbers.
Adjacent reading
A forty-five minute conversation, then a written memo with three structures priced. No fee, no credit pull, no theater.
Considered finance, for considerable homes.
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Payment figures shown anywhere on this site are illustrative only and are not an offer of credit, a rate quote, or a commitment to lend. All lending subject to underwriting and program guidelines.