Financing for coastal, mountain and pied-à-terre second homes — occupancy rules, down payments and pricing explained without the brochure gloss.
Financing for coastal, mountain and pied-à-terre second homes — occupancy rules, down payments and pricing explained without the brochure gloss.
Private Client Group — Residential Finance
Est. 2009 ·
Program № 03 — Second Homes
Coastal, mountain, or a city pied-à-terre — second-home financing has its own occupancy rules, pricing adjustments and tax wrinkles. We read them to you before you fall for the view, so the offer is written on facts.
Plate II — the second doorway, a little nearer the water.
The brochure sells the sunset. We price the reserve requirement.
If your plan sits between the columns, say so — the honest classification is the one we will finance.
Adjacent reading
Bring the listing, or just the town. The first conversation prices the idea honestly — including the version where you wait a year.
Considered finance, for considerable homes.
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Payment figures shown anywhere on this site are illustrative only and are not an offer of credit, a rate quote, or a commitment to lend. All lending subject to underwriting and program guidelines. This site does not provide tax advice — decisions with tax consequences belong with your CPA.